ay;
(f) "Holder" means a person in possession of an instrument in accordance with article 15;
(g) "Protected holder" means a holder who meets the requirements of article 29;
(h) "Guarantor" means any person who undertakes an obligation of guarantee under article 46, whether governed by paragraph 4 (b) ("guaranteed") or paragraph 4 (c) ("aval") of article 47;
(i) "Party" means a person who has signed an instrument as drawer, maker, acceptor, endorser or guarantor;
(j) "Maturity" means the time of payment referred to in paragraphs 4, 5, 6 and 7 of article 9;
(k) "Signature" means a handwritten signature, its facsimile or an equivalent authentication effected by any other means; "forged signature" includes a signature by the wrongful use of such means;
(l) "Money" or "currency" includes a monetary unit of account which is established by an intergovernmental institution or by agreement between two or more States, provided that this Convention shall apply without prejudice to the rules of the intergovernmental institution or to the stipulations of the agreement.
Article 6
For the purposes of this Convention, a person is considered to have knowledge of a fact if he has actual knowledge of that fact or could not have been unaware of its existence.
Section 2
INTERPRETATION OF FORMAL REQUIREMENTS
Article 7
The sum payable by an instrument is deemed to be a definite sum although the instrument states that it is to be paid:
(a) With interest;
(b) By instalments at successive dates;
(c) By instalments at successive dates with a stipulation in the instrument that upon default in payment of any instalment the unpaid balance becomes due;
(d) According to a rate of exchange indicated in the instrument or to be determined as directed by the instrument; or
(e) In a currency other than the currency in which the sum is expressed in the instrument.
Article 8
1.- If there is a discrepancy between the sum expressed in words and the sum expressed in figures, the sum payable by the instrument is the sum expressed in words.
2.- If the sum is expressed more than once in words, and there is a discrepancy, the sum payable is the smaller sum. The same rule applies if the sum is expressed more than once in figures only, and there is a discrepancy.
3.- If the sum is expressed in a currency having the same description as that of at least one other State than the State where payment is to be made, as indicated in the instrument, and the specified currency is not identified as the currency of any particular State, the currency is to be considered as the currency of the State where payment is to be made.
4.- If an instrument states that the sum is to be paid with interest, without specifying the date from which interest is to run, interest runs from the date of the instrument.
5.- A stipulation stating that the sum is to be paid with interest is deemed not to have been written on the instrument unless it indicates the rate at which interest is to be paid.
6.- A rate at which interest is to be paid may be expressed either as a definite rate or as a variable rate. For a variable rate to qualify for this purpose, it must vary in relation to one or more reference rates of interest in accordance with provisions stipulated in the instrument and each such reference rate must be published or otherwise available to the public and not be subject, directly or indirectly, to unilateral determination by a person who is named in the instrument at the time the bill is drawn or the note is made, unless the person is named only in the reference rate provisions.
7.- If the rate at which interest is to be paid is expressed as a variable ra
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